ferdinanz automates your bank import, categorises transactions with AI and shows you in real time whether your cash flow stays stable – no effort, no prior knowledge needed.
You run your business, work hard – and still don't know exactly where you stand financially. Not because the numbers are missing. But because nobody is pulling them together for you.
We had great months – yet the account was suddenly empty. I had no overview of upcoming payments.
I spent hours maintaining Excel spreadsheets and still never knew whether I could afford new staff.
My accountant always sees my figures months later. By then, decisions have long been made.
Profit and cash flow are not the same thing. A company can be profitable – and still run out of cash. Cash flow shows you when money actually arrives in and leaves your account.
No Excel. No waiting for the monthly close. No flying blind. ferdinanz gives you a complete daily overview of your cash flow – automated, clear, in real time.
ferdinanz in numbers
No setup, no training, no IT knowledge required.
ferdinanz turns raw bank data into clear, actionable insights – fully automated, in real time.
PSD2-secure connection to your bank – transactions flow in automatically and the AI categorises them instantly. No manual entry, no CSV export, no delay.
Take a photo of a receipt – ferdinanz reads the amount, date and category automatically. Stored in an audit-proof way and matched to the correct transaction.
Liquidity bridge, category trends, outlier detection – as a clear explanation in plain language, not a table you have to interpret yourself.
13-week outlook, what-if scenarios and gap detection 2–8 weeks in advance. The AI crunches the numbers, you make the call.
Custom rules per account and category. Push and email on all devices – so you're never caught off guard by a cash flow gap again.
Filter dynamically, export and share directly with your accountant or team – in the format you need, at the click of a button.
Ask your figures direct questions – ferdinanz answers in plain language. Our AI assistant Ferdi understands the context of your finances and explains what's behind the numbers.
Scan receipts, check payments, understand cash flow – directly on your phone, wherever you are.
For every stage of your business – your financial overview scales with you.
You run your business alone and finally want to know where you stand financially – quickly, clearly, without any effort.
You're 2–10 people, running multiple projects and need a shared overview of revenue, expenses and liquidity.
Your company is scaling, complexity is increasing – you need real-time transparency, AI forecasts and clear decision-making foundations.
Early users share their experience with ferdinanz.
We were flying blind as a company. Now we can finally see early on when things are getting tight.
Reminders trigger as push notifications – saves us real money. No more manual follow-ups.
The AI is surprisingly accurate and often provides very helpful information for my day-to-day work.
Free during Early Access – with direct access to the team and launch benefits.
* Final pricing will be communicated transparently at launch. Early Access users receive preferential terms.
PSD2-compliant connections, encrypted storage in EU data centres.
Read-only via certified European interfaces. We can never trigger payments.
End-to-end encryption on servers within the EU. GDPR compliant.
Only authorised users have access – clearly defined rights and levels.
Quick answers – so you know fast whether ferdinanz is right for you.
Not at all. ferdinanz guides you through everything step by step – from categories to AI analytics – with no prior knowledge required.
No. The bank connection is exclusively read-only via PSD2. ferdinanz can read data, but cannot trigger transactions or modify accounts.
At launch, the most common banks in Austria and Germany. We are continuously expanding the selection.
We will communicate the final pricing model transparently at launch. Early Access users are guaranteed preferential terms – no surprises.
Yes, at any time with no hidden conditions. You can export your data in full.
In European data centres, encrypted and GDPR compliant. Your data never leaves the EU.
